Should You Buy A Car Outright?


Buying a car outright can be difficult if you don't have the cash or you have no credit history. Some people shy away from credit cards, so when it is time to take a big loan, they have no credit history. Auto financing with no credit then becomes an issue for people without a credit history or people with a bad credit score. How Much Do You Have? Budget and decide if you can buy a car outright immediately, in a few months or even in a year's time.

28 December 2017

Getting A Home Loan After Filing For Bankruptcy


Filing for bankruptcy can be a major financial setback. However, in some instances it is necessary in order to be able to discharge debts that cannot be paid. Recovering from a bankruptcy can take years, however it is possible to get back into a financially healthy situation. After filing many feel that owning a home is something that is out of reach. However, home ownership after bankruptcy is certainly possible. Here are a few things to know about getting a home loan after filing for bankruptcy.

31 August 2017

Buying A Car For The First Time And Need A Loan? ~ Read This


Are you planning on buying your first car? If so, you will likely need a car loan. Some people get anxious when they think of the prospect of applying for loans. However, applying for car loans is relatively easy, and there are a few things that you can do to ensure that the car buying process is less stressful.  Credit It is important to know your credit score before you apply for car loans.

13 June 2017

3 Ways to Improve Your Chances of Getting a Home Loan When You Are Self-Employed


If you are self-employed and want to purchase a home, you will soon find that getting approved for a home loan can be hard. There are many restrictions for anyone who wants a mortgage, but being self-employed can bring unique challenges. Here are some things you need to know about being self-employed and getting a mortgage. 1. Prove As Much Income As You Can  One of the reasons the lenders find self-employed individuals a bigger risk is that the self-employed have a harder time proving income.

14 December 2016

Useful Tips For Becoming A Vehicle Owner


Owning a vehicle is one of the most important aspects of living an independent life. If you have never owned a vehicle and want to purchase one, there are a few things that you should know. You don't want to end up with a vehicle that causes you a lot of stress, such as from repairs and paying back a loan. Below, you will discover some information that will come in handy as you venture out into becoming a vehicle owner.

7 October 2016

Tips For First Time Homebuyers With No Credit History


As a prospective first time homebuyer, your credit score will be a major determining factor when it comes to securing a mortgage and ensuring the best interest rate. It may seem counter-intuitive, but it can be just as detrimental to have no credit as it is to have bad credit. This is because it makes it nearly impossible for the mortgage lender to determine how trustworthy you are when it comes to paying back your debt.

9 September 2016

Why New Businesses Should Consult With A Financial Service


Are you thinking about starting your own business? Do you think you have almost everything planned? Successfully running a business involves more than just printing up fliers and opening up a shop. There are long-term goals and pitfalls that you should know about before you even begin. In order to be as successful as possible, you should consider consulting a financial advisor to help you with your plans. Here are some ways that a financial service can help you with your business:

17 August 2016